Homeowners insurance is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home.

• Dwelling coverage
• Other structures coverage
• Personal property coverage
• Loss of use coverage
• Liability insurance.
• Additional home coverages

Follow the link for information on how home insurance works.

Unlike driving a car, you can legally own a home without homeowners insurance. However, if you finance your home with a mortgage, your lender most likely will require you to have home insurance coverage to protect your home in case of damage cause by unforeseen circumstances, such as fires or natural disasters.

You should start looking for insurance after you get the home appraisal.

Click here for information on average home insurance rates.

According to the IRS, Home Insurance is a non-deductible expense.

Most common monthly mortgage payments include principal, interest, homeowners insurance and property taxes.

A policy that has been in effect for more than 60 days can not be canceled unless you are not paying your premiums or you have committed fraud in the information you gave the insurance company

Escrow your insurance payments with your mortgage payments. Most homeowners combine insurance payments with their mortgage check.

We can help you find the best rates on Homeowner Insurance from the leading providers in the nation. Give us a call at 1-800-771-7758 or go online and request an instant Homeowners Insurance quote for free!