Common Homeowner Insurance Claims

Home is usually the place where we feel safest. It’s where we escape from the world when we want some time to ourselves. Home is where you relax, sleep, eat, play, and grow. Since your home is such a big part of your life, it’s a good idea to do anything you can to protect it.

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When accidents like bodily injury or flooding happen, you, the homeowner, may be responsible for the losses. That’s why it’s important to have Homeowner Insurance. When you have this insurance, the weight of liability is taken off of your shoulders. Your home insurance policy can come in handy for many reasons. Listed below are the most common homeowner insurance claims.

Dog Attacks

We love our dogs, but they add an extra degree of liability. Some of the most common claims related to dogs are dog bites. If a visitor, mailperson, or worker gets bitten by your dog, you may be held financially responsible. Lucky home insurance will cover these costs.

Water Damage

A burst pipe can flood your home and cause significant damage to the interior and your belongings. Also, water can build up on your roof, causing it to cave in. These claims are all too familiar to insurance providers.

Trees

There was a tall tree in front of your home that provided shade from the sun. Now that tree is in your living room. Trees can fall for various reasons, and sometimes they land on your house. Good Homeowner Insurance will protect you from the damages caused by fallen trees.

Bad Weather

Many claims are made due to weather. Homes can be damaged by rain, hail, high winds, tornados, floods, hurricane, and lightning. Home owners insurance will protect your from these natural events.

Fire

Claims relating to fires are very familiar to home insurance providers. Fires can happen for many reasons: faulty wiring, an unattended stove, a candle that was never blown out. A fire can be horrific for a homeowner to experience and the damage can be expensive to fix. Fortunately, your home insurance policy will cover the loss.

Though your home is a placed of solace, there are many accidents that can occur. To free yourself of liability, try to find the best Homeowner Insurance coverage in the nation. If you’d like to know the coverage options available, get an instant Homeowner Insurance quote today! There’s nothing better than knowing your home and your loved ones are completely safe.

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